vRgyl

vRgyl Privacy Policy

At vRgyl, protecting your privacy is our top priority.

vRgyl Privacy Policy

Effective Date: 03/03/2025

At vRgyl, protecting your privacy is our top priority. This Privacy Policy explains how we collect, use, store, and disclose personal information in compliance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), General Data Protection Regulation (GDPR) (where applicable), and Stripe’s requirements for financial compliance and Know Your Customer (KYC) obligations.

By using vRgyl, you consent to the collection, processing, and disclosure of your personal information as described in this policy.

1. Scope of this Privacy Policy

This Privacy Policy applies to all users of vRgyl’s platform, services, and website. It governs the handling of personal information collected when you:

  • Sign up for an account.
  • Use our services, including AI-powered learning, gig connections, and blockchain-powered royalty tracking.
  • Process transactions through our payment partners like Stripe.
  • Contact us for support, inquiries, or feedback.

2. Information We Collect

We collect the following information to verify business legitimacy, enable secure transactions, and comply with financial regulations:

2.1 Personal Information (Required for Account & Payment Verification)

  • Full name, email address, phone number.
  • Business name (if applicable) and tax identification details.
  • Payment and financial details, including billing address and transaction history.
  • Government-issued identification (if required for KYC verification).

2.2 Business & Service Information (Required for Stripe Compliance)

  • Description of services or products offered.
  • Business website, social media profile, or other digital presence.
  • Customer service contact details (email, phone, or physical address).
  • Policies for refunds, disputes, and cancellations (where applicable).

2.3 Usage Data (Collected for Platform Optimization & Security)

  • Device details (IP address, browser type, operating system).
  • Logs of user activity, such as page views, clicks, and platform interactions.
  • Cookies and tracking technologies (used for session management and analytics).

2.4 Cookies and Similar Technologies

We use cookies and similar tools to:

  • Enhance user experience (e.g., remembering preferences).
  • Track engagement and improve features.
  • Ensure compliance with security protocols.

You can modify cookie settings in your browser, but disabling them may impact platform functionality.

3. How We Use Your Information

vRgyl uses collected data to:

  1. Provide and Optimize Services – Personalize AI-driven learning tools, match users with work opportunities, and deliver high-quality experiences.
  2. Process Payments Securely – Enable Stripe-powered transactions, prevent fraud, and comply with financial regulations.
  3. Verify Business Identity – Ensure compliance with Stripe’s “Know Your Customer” (KYC) and anti-money laundering (AML) requirements.
  4. Communicate with You – Send updates, notifications, and service-related messages.
  5. Ensure Security & Compliance – Detect fraud, prevent unauthorized access, and comply with laws.

4. How We Share Your Information

We do not sell personal information. However, we may share data with:

  1. Payment Processors (Stripe & Banking Partners)
    • To process transactions securely.
    • To verify business legitimacy, ensuring compliance with financial regulations.
  2. Service Providers (Hosting, Analytics, Customer Support)
    • To maintain, develop, and secure our platform.
  3. Legal Compliance & Fraud Prevention
    • If required by law enforcement, regulators, or fraud prevention agencies.
    • If needed to comply with Stripe’s financial obligations.
  4. Third Parties with Your Consent
    • If you authorize data-sharing for integrations or partnerships.

5. Data Storage, Security & Retention

5.1 Secure Storage

  • Your data is stored in secure, encrypted servers located in Canada, the U.S., or other required jurisdictions.
  • We use industry-standard encryption and multi-factor authentication (MFA) to protect sensitive data.

5.2 Data Retention

We retain personal information only as long as necessary to:

  • Meet legal, compliance, and fraud prevention requirements.
  • Provide continued access to purchased services, royalties, and work history.
  • Comply with financial transaction record-keeping laws (e.g., tax and accounting regulations).

If your account is closed, we may retain certain information for compliance and dispute resolution before securely deleting it.

6. Your Rights & Choices

Under PIPEDA and GDPR, you have the right to:

  1. Access & Correct Personal Data – Request a copy of your information or correct inaccuracies.
  2. Withdraw Consent – Opt-out of marketing communications.
  3. Delete Your Account – Request data deletion (subject to compliance obligations).
  4. Restrict Processing – Limit how your data is used under certain conditions.

To exercise these rights, contact privacy@vrgyl.org.

7. International Users & Cross-Border Data Transfers

  • If you access vRgyl from outside Canada, your data may be stored and processed in Canada or the U.S..
  • We ensure compliance with GDPR safeguards for European Economic Area (EEA) users.

By using vRgyl, you consent to these transfers.

8. Third-Party Links & External Websites

  • vRgyl may include links to external websites.
  • We are not responsible for their privacy policies.
  • Please review third-party privacy policies before sharing personal data.

9. Changes to This Privacy Policy

  • We may update this policy to reflect changes in laws, Stripe requirements, or business practices.
  • Significant updates will be communicated via email or platform notifications.

10. Contact Us

For questions about this Privacy Policy or your data rights, contact:

📧 Email: privacy@vrgyl.org
📍 Headquarters:

  • U.S.: 2232 Dell Range Blvd., Suite 245 #4202, Cheyenne, WY 82009